Federal employees, and most banks and the stock market, get 11 official holidays in 2026. Here's the exact date for each one, in order: * New Year's Day: Thursday, January 1. Martin Luther King Jr. Day: Monday, January 19. Washington's Birthday (often called Presidents Day): Monday, February 16. Memorial Day: Monday, May 25. Juneteenth National Independence Day: Friday, June 19. * Independence Day is the one to watch this year. July 4, 2026 lands on a Saturday, so federal offices observe the holiday on the preceding business day — Friday, July 3. If you work for the federal government or a bank that follows the federal calendar, that Friday is your day off, not the actual Fourth. * Labor Day: Monday, September 7. Columbus Day: Monday, October 12. Veterans Day: Wednesday, November 11 — a fixed date that lands mid-week this year rather than creating a long weekend. Thanksgiving Day: Thursday, November 26. Christmas Day: Friday, December 25. * The rule behind the "observed" dates: when a fixed-date holiday falls on a Saturday, it's observed the Friday before; when it falls on a Sunday, it's observed the following Monday. Floating holidays like MLK Day or Labor Day are pegged to a specific weekday, so they never need adjusting. * Private employers aren't required to follow this calendar, so always check with your own employer, bank, or post office before assuming a specific date is off.